cost of studying in UK for Indian students
Study Abroad Expert July 14, 2023

Cost of studying in UK for Indian students

In the enchanted realm of the United Kingdom, where ancient wisdom thrives, lie illustrious universities like Oxford, Cambridge, and the London School of Economics and Political Science. Every year, ambitious students from around the globe flock to these hallowed institutions, their hearts brimming with dreams of a brilliant career in the radiant cities of London, Dublin, Glasgow, and Edinburgh. But alas, the path to knowledge comes at a price, particularly for international students.

Fear not, for this enchanting blog shall be your guide, freeing you from the burden of morning calculations. Together, let us explore the merits of studying in the UK and uncover the cost of studying in UK for Indian students. Including the mystic realm of student total cost for UK student visa for those journeying from India.

Cost of Study in the UK for Indian Students

Upon receiving an offer, it becomes crucial to assess and strategise for a myriad of significant factors. Components such as tuition, lodging, and travel expenses are pivotal elements in this analysis.

Now, let’s delve deeper into the examination of these expenditures.

Types of Expense Cost in INR & GBP
Tuition Fees Undergraduate: £9000 – £30000 (₹9,10,000-₹27,00,000)

Postgraduate: £12000 -£35000 (₹10,70,000-₹31,00,000

Tier 4 Visa £1015 (₹90,000) per month as proof of sufficient funds
Accommodation £350 to £550 (₹31000 – ₹49000) per month
Travel £40 (INR 3,970) monthly
Miscellaneous £500 (50,740 INR) monthly

Cost of Living in UK for Indian Students

While the expense of living anywhere in the world relies on personal preferences, the cost of living in the UK is determined by the specific city you inhabit. Attaining an exact value for the expenditures incurred can prove challenging; however, we can approximate an estimated cost of living.

The following table presents this estimation.

Kind of Expenses Cost in GBP and INR
Fees for Visa Application 348 GBP (INR 35,834)
Housing 500 GBP (INR 51,486) monthly
Transportation 150-200 GBP (INR 15,445 to INR 19,844) monthly
Food 150-200 GBP (INR 14,883 to INR 20,594) monthly
Clothing and Leisure 50 GBP (INR 5,148) monthly
Telephone and Mobile 50 GBP (INR 5,148) monthly

Cost of courses in UK

The cost of studying in the UK for Indian students, constitutes a significant portion of the total expenses. Tuition fees for undergraduate programs typically vary from £8,000 to £9,000 (₹7,10,000 – ₹8,00,000), with some universities, course demand, reputation, and location resulting in fees as high as £30,000 (₹27,00,000). As an illustration, the overseas undergraduate fees for the first year at LSE amount to £21,570 (₹16,90,589).

When it comes to postgraduate courses, tuition fees tend to be higher, especially for MBA, engineering, and clinical degrees, while arts courses are comparatively more affordable. Overseas fees for postgraduate programs range from £12,000 to £15,000 (₹10,70,000 – ₹13,00,000), with certain programs reaching up to £35,000 (₹31,00,000).

S.No. Study Program Average fee in GBP


Undergraduate bachelor program GBP 9,000 to GBP 20,000


Postgraduate master’s program GBP 11,000 to GBP 25,000


Doctoral program GBP 15,000 to GBP 30,000

Note: The costs mentioned above serve as rough estimates. The actual tuition fees may vary depending on the specific course and university chosen.

1. Bachelors

The approximate annual tuition cost for Indian students studying in the UK is £9,250. It’s important to note that this figure may vary depending on the specific course and university. Additionally, the majority of courses in the UK have a duration of three years.

The table below displays the average tuition fees for different undergraduate programs in the UK.

Programs Average Annual Fees (in GBP) Average Annual Fees (in INR)
Engineering 17308.70 – 23799.47 16 lakhs-22 lakhs
Arts 10817.94 – 16226.91 10-15 lakhs
Medicine Courses 32453.82 – 43271.76 30-40 Lakhs
Nursing Courses 16226.91 – 19472.29 15-18 lakhs
Dentistry 32453.82 – 37862.79 30-35 lakhs
Law 16226.91 – 19472.29 15-18 lakhs
Diploma Courses 10817.94 – 16226.91 10-15 lakhs

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2. Master’s Degree

Presently, the average expense of pursuing a full-time, taught master’s degree in the United Kingdom for Indian students is approximately £8,407 per year. It’s important to note that applying to esteemed universities in the UK may result in a higher average cost. Additionally, there are alternative options for part-time master’s courses, which offer a similar level of value and credibility at a relatively lower cost.

The table below provides an overview of the average fees for different postgraduate courses in the United Kingdom.

Programs Average Annual Fees (in GBP) Average Annual Fees (in INR)
Engineering 15145.12 – 21635.88 14-20 Lakhs
Arts 10817.94 – 16226.91 10-15 Lakhs
Doctoral Degree 15145.12 – 19472.29 14-18 Lakhs
MBA 10817.94 – 43271.76 10-40 Lakhs
Management Courses 9736.15 – 37862.79 9-35 Lakhs
Medicine Courses 27044.85 – 37862.79 25-35 Lakhs
Dentistry 21635.88 – 32453.82 20-30 Lakhs
Law 14063.32 – 37862.79 13-35 Lakhs

3. PhD

In the United Kingdom, a PhD, also referred to as a doctorate, typically spans three to four years on a full-time basis or six years on a part-time basis. The cost of pursuing a PhD at renowned universities in the UK ranges from £18,000 to £35,000 per year. For Indian students, this cost is equivalent to approximately ₹18-36.2 lakh per year. The PhD program in the UK revolves around a substantial research project selected by the candidate within their chosen field of study.

The table below showcases some of the commonly pursued PhD degrees in the United Kingdom.

Program Fees per Annum (GBP)
PhD in Computer Science 22,200-33,250
PhD in Medical Science 24,000- 32,352
PhD in Engineering 22,704- 32,352
PhD in Sociology 19,338-24,450
PhD in Law 18,740-25,758

4. Engineering

The field of engineering is witnessing a significant demand, especially within industries such as finance, mechanics, information technology, and electronics. Professional engineers enjoy the advantage of having the lowest unemployment rate compared to other occupations. Given that the engineering sector contributes approximately 40% to the UK’s GDP, it holds a crucial position in the national economy. Aspiring Indian  students, aiming for a promising future and diverse employment opportunities may find a career in engineering worth considering.

The table below highlights some of the popular Engineering degrees available in the United Kingdom. Here are a few examples of esteemed engineering institutions in the UK that offer undergraduate programs:

Program Duration Annual Fees per year (in GBP)
B.Eng. 4 years 27,614
B.Eng. Electrical and Electronic Engineering 3 years 34,156
B.Eng. Chemical 3 years 27,044
B.Eng. Mechatronics Engineering 3 years 24,000
B.Eng. Civil Engineering 4 years 27,550
M.Phil. in Advanced Chemical Engineering 11 months 34,296
MSc Advanced Aeronautical Engineering 1 year 32,500
MEng Civil Engineering 1 year 28,530
MSc Advanced Control and Systems Engineering 1 year 25,000
MSc Advanced Chemical Engineering 1 year 28,150

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5. Diploma or Certificate

The United Kingdom is a favoured destination for Indian students who wants to study in the top universities. With its prestigious universities that have a rich history, to study abroad offers globally recognised courses at every educational level, be it diplomas, bachelor’s degrees, or master’s degrees.

If you are considering pursuing a diploma course in the UK, this Section will provide valuable information about renowned schools and universities, eligibility criteria, costs, and other relevant details. Keep reading to gain insights into diploma courses in the UK and make informed decisions about your educational journey.

Program Fees
PG Diploma in Law £9,850
PG Diploma in Human Resource Management £13,450
PG Diploma in Banking & Finance £16,450
PG Diploma in Tourism & Hospitality Management £13,450
PG Diploma in Nursing £17,450
PG Diploma in Computer Science £27,482
PG Diploma in Pharmacy £22,450
PG Diploma in Sales £13,450
PG Diploma in Data Science £10,165
PG Diploma in Supply Chain & Logistics Management £9,450
PG Diploma in Business Analytics £9,450
PG Diploma in Fashion Design Technology £28,212
Diploma in Art & Design £17,560
Diploma in Psychology £18,560
Diploma in Forensics £17,560
Diploma in Business Administration & Management £16,450
Diploma in Accounting £14,346
Diploma in Film Making £23,000
Diploma in Journalism £7,800
Diploma in Marketing £7,800

6. Taxes and Insurance

Part-time employment presents an excellent opportunity for Indian students to study abroad to manage their day-to-day living expenses while studying in the UK. Indian students studying in the United Kingdom are provided with the opportunity to work up to 20 hours per week during their academic sessions. Moreover, during vacation periods, students can engage in full-time employment. This arrangement allows students to strike a balance between their studies and work, helping them meet their financial needs during their time in the UK.

Nevertheless, if you secure employment in the UK while still pursuing your studies, it is important to note that you will be obligated to pay national insurance and taxes as per the prevailing regulations.

  • National Insurance: Individuals earning more than £166 per week (INR 16,458) are required to contribute towards National Insurance.
  • Income Tax: Individuals earning above £1,042 per week (INR 1,03,300) are liable to pay income tax.

As a student, it is essential to have insurance coverage, which typically incurs a monthly expense ranging from approximately £15 to £25 (INR 1,400 – 2,300). Personal expenses such as study materials, books, clothing, hygiene, and other miscellaneous items amount to approximately £100 (INR 8,900) per month.

UK Visa Application Fees

The total cost of a Indian student studying abroad varies depending on the type of visa you apply for. It is important to explore the different types of visas available for Indian students and understand the associated application expenses.

Type of Visa Application Fee
Short-term study student visa £97 for 6 months; £186 for 11 months
Tier 4 student visa (General) £348
Tier 4 student visa (Child) £348


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UK Student Visa Cost

An additional expense for Indian students studying in the UK is the Tier 4 visa fees. To study abroad, Indian students are required to obtain a Tier 4 visa. Visa regulations stipulate that tuition fees for the first academic year must either be fully paid or accompanied by evidence demonstrating sufficient funds to cover the first year’s tuition fees. This requirement adds to the overall cost of studying in UK for Indian students.

Additionally, applicants must provide documentation showing that they have funds equivalent to nine months’ living expenses. This includes demonstrating the ability to pay £1,015 (₹90,000) per month for living outside London or £1,265 (₹1,20,000) per month for living in London over a period of nine months.

Application Fee for UK Universities

The application fees for universities in the UK typically fall within the range of £50-150 (INR 5,000-15,000). However, there are certain universities where you may have the opportunity to waive the application fee entirely. Below is a compilation of British universities that do not impose an application fee.

University Name Application Fee
University of Warwick £50
University of Newcastle £40
University of Bath £25£50£60
University of Nottingham £25£30
Durham University £60
University of Manchester £60
University of Cambridge £100
University of Oxford £100£150
London School of Economics and Political Science(LSE) £50
Imperial College London GBP75GBP 150
University College London(UCL) £75
SOAS, University of London Nil
University of Edinburgh £50 (Few Courses)
University of Surrey Nil

Cost of Living in the UK for Indian Students

The monthly cost of living in the UK varies between £1,100 to £1,400 (₹98,000 – ₹1,21,000) based on factors like location and personal choices. It is advisable to budget at least £11,000 to £15,000 (₹9,75,000 – ₹13,28,000) annually for living expenses. To provide a comprehensive understanding of the living costs, here is a detailed overview:


Accommodation constitutes a significant factor that significantly adds to the overall cost of studying in UK for Indian students.

  • University Accommodation: Many universities provide on-campus housing or discounted accommodation options specifically designed for Indian students. Depending on your offer, you may receive this accommodation free of charge or at an additional cost. Generally, university residence halls are considered the most convenient and affordable choice for student housing.
  • Private Accommodation: Opting for private accommodation entails searching for housing options in close proximity to your university. Typically, you can find a decent place to live and study within the range of £350 to £550 per month (₹31,000 – ₹49,000). It’s important to note that prices may vary across different cities in the UK, with London being the most expensive in terms of accommodation costs.


Public transportation, particularly subways, offers the most affordable means of travel within and around the UK. London’s extensive Tube network provides convenient and cost-effective transportation options. Various student discounts are available to make travel expenses more manageable.

  • For Short Distances: For shorter trips, options like Tubes, regional trains, and buses are readily accessible. Opting for a monthly pass for Tube trains or buses proves to be the most cost-effective approach. When hiring a taxi, it is advisable to ensure that the fare is determined by the meter. In cases where the meter is not functioning, it is recommended to agree upon a fare in advance to prevent any confusion.
  • For Long Distances: If you plan to travel a longer distance, such as between cities, consider the following options:
  • Railways: Train services provide efficient connectivity between cities and towns across the UK.
  • Air: Air travel is another option for long-distance journeys, offering faster travel times between major cities.
  • Intercity buses: Inter-city bus services also provide affordable transportation between different regions.

By exploring these transportation alternatives, you can find the most suitable and cost-effective means to travel throughout the UK.

Essential Utilities

Essential utilities such as electricity, water, and gas typically amount to approximately £50 to £120 per month (₹4,500 – ₹11,000). Here is a list of utilities and daily/monthly essentials that are commonly required:

  • Electricity: This covers the cost of powering your residence for lighting, appliances, and electronics.
  • Water: Includes the charges for water supply and usage.
  • Gas: Accounts for the cost of natural gas used for heating, cooking, and hot water.
  • Internet and TV: Expenses related to internet connection and television services.
  • Mobile Phone: The cost of mobile phone plans and usage.
  • Groceries: Expenses for purchasing food and household essentials.
  • Transportation: Covers public transportation fares or fuel expenses if you own a vehicle.
  • Health Insurance: The cost of medical insurance coverage for healthcare needs.
  • Personal Care: Includes expenses for personal grooming items and products.
  • Entertainment: Funds allocated for leisure activities, movies, dining out, etc.
  • Miscellaneous Expenses: Other miscellaneous costs that may arise, such as repairs, maintenance, or unexpected expenses.

Note: The exact costs may vary depending on personal usage, location, and individual preferences.

Food Costs

To save money, it is possible to minimise food expenses. If you choose to cook at home, you can expect to spend approximately £80 to £100 per month (₹7,100 – ₹8,900). However, if you prefer ordering food or dining out, the cost can increase to around £250 per month (₹20,000).

Social Activities

Engaging in recreational and leisure activities may incur expenses ranging from approximately £50 to £250 per month (₹4,500 – ₹23,000).

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Calculate the Cost of Living at Leverage

When considering pursuing higher education abroad, one often contemplates the cost of studying and living expenses. While tuition fees can be easily accessed and managed, calculating other expenses can be challenging. Shuraa Education offers a convenient and comprehensive cost-of-living calculator to address this concern. This tool allows you to input specific details about your desired location and accommodation preferences.

By providing answers to these prompts, you can obtain a personalised estimate of the cost of living in any country you plan to visit. Our calculator takes into account various factors, including accommodation, transportation, food, and other basic necessities, to provide a comprehensive overview. It presents a range of options and choices for you to explore, enabling you to calculate the estimated cost of living at your dream study destination.

UK Scholarships for Indian Students

To fund your higher studies in the UK, it is crucial to explore the wide range of scholarships available for Indian students. These scholarships can greatly assist in financing the cost of studying in the UK and help cover daily living expenses. Here are some of the top scholarships you should be aware of:

  • Chevening Scholarships: Offered by the UK government, these scholarships target international students pursuing master’s degree programs at prestigious UK universities.
  • UK University Scholarships: Leading institutions such as the University of Cambridge, University College London, King’s College London, Imperial College London, and the University of Oxford offer their own scholarships.
  • Erasmus Mundus: This scholarship program, sponsored by the European Union, is available to those selected for European master’s degree programs.
  • Commonwealth Scholarship and Fellowship Plan: Designed for one-year master’s courses and three to four-year doctoral programs in the UK, this scholarship is offered to eligible candidates.
  • Charles Wallace Scholarships: Administered by the British Council, these scholarships support students in various fields of study.
  • Euraxess UK: Also provided by the British Council, this initiative assists researchers in finding scholarships and other opportunities in the UK.
  • Marshall Scholarships: These scholarships target outstanding American students, providing funding for postgraduate studies at UK universities.
  • Castlesmart Scholarships: Available to undergraduate students of all nationalities, these scholarships offer financial support for studies in the UK.
  • Saltire Scholarships: Funded by the Scottish government, these scholarships support outstanding Indian students pursuing undergraduate or postgraduate degrees in Scotland.
  • Commonwealth Shared Scholarship Scheme: This scheme facilitates studies at UK universities for students from Commonwealth countries, covering tuition fees and other related expenses.

Exploring these scholarships can greatly aid in financing your higher education journey in the UK.

Budgeting Tips to Manage the Cost of Studying in the UK

Create a Comprehensive Budget:

  • Make a budget that encompasses all your expenses.
  • Avoid spending your loan, grant, or scholarship money all at once.
  • Plan and allocate funds for tuition fees, accommodation, food, transportation, and other necessary expenses.

Consider Part-Time Jobs:

  • Look for part-time job opportunities to supplement your income.
  • Utilize your leisure time to work and earn additional money.
  • Ensure that the job hours do not interfere with your studies.

Opt for Public Transportation:

  • Use public transportation for travel, as it is generally cost-effective.
  • Take advantage of buses, trains, and subways to explore the UK and reach distant locations.
  • Consider purchasing travel passes or discounted tickets to save on transportation costs.

Renting vs. Purchasing:

  • When it comes to vehicles, such as two-wheelers or bicycles, consider renting instead of buying.
  • Renting can be a more affordable option and avoids ownership and maintenance expenses.

Thoroughly Research Housing and Rent Costs:

  • Living expenses, including housing and rent, should be carefully researched and compared.
  • Look for affordable housing options and consider shared accommodation to reduce costs.

If you find yourself uncertain about managing your expenses in the UK, the experts at Shuraa Education can provide assistance in finding affordable housing, developing a budget, and exploring scholarship opportunities. Get close to your dreams with Shuraa education by booking your complimentary counseling session today at +91 9319998924 or by sending an ethereal missive to Discover your path to success – Contact Shuraa Education today for personalized guidance and support.


Q1. Is studying in the UK highly beneficial for Indian students?

Studying in the UK is highly beneficial for Indian students due to the country’s exceptional education system, renowned universities, and rich academic heritage.

Q2. Is the UK more expensive than any other foreign country?

When comparing tuition fees and the cost of living, the UK is generally considered more expensive than Canada.

Q3. Can Indian students go and study in UK for free?

While no universities in the UK offer free education, it is worth exploring the numerous scholarships available that provide tuition fee waivers for eligible students.

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