How much does it cost to study in Australia?

cost of studying in Australia
Study Abroad Expert July 27, 2023

Studying abroad can be expensive, but planning your budget smartly can help you manage your finances effectively. Before you depart from India, consider expenses like tuition fees, accommodation, health coverage, travel, and food when calculating the estimated cost of studying in Australia. This will assist you in more efficiently planning your budget. 

You should know all the costs when considering Australia as your study destination. So, the factors that can help you plan and align your monetary budget well.

Australia’s Allure as an International Student Hub

Australia is undoubtedly one of the most significant places for foreign students, with seven universities placing among the top 100 in the QS World University Rankings 2023. The Group of Eight (Go8), a group of renowned research-intensive Australian institutions, has elevated Australia to the top of the list of nations offering high-quality higher education.

The exemplary education system, global reputation, vibrant cities, impressive technologies, stable economy, and quality lifestyle make Australia a sought-after international student education destination. As a developed country, the cost of study in Australia is relatively higher than in most countries globally. This cost, however, fluctuates based on the study programme chosen and the cost of living in Australia for overseas students. So, if you’re wondering how much it costs to study in Australia, read on to know the details.

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We look at some of the largest components that comprise the cost of study in Australia for Indian students. Lets begin with the Tuition Cost of Australian Universities, followed by Living Costs in Australia, and include Australia Student Visa costs. We will provide you with any help that you need for your overseas education. 

Why Choose Australia as your Study Destination?

Indian students should consider Australia as a prime overseas education destination due to several compelling reasons. Firstly, the cost of studying in Australia is relatively affordable compared to other popular study abroad destinations. Australia offers a wide range of educational institutions, including prestigious universities and colleges, with various scholarship programs and funding options. This makes pursuing higher education in Australia financially feasible for many Indian students. The country also has a reputation for providing quality education, ensuring that students receive excellent value for their investment in terms of knowledge and skills gained.

Secondly, Australia provides a multicultural and inclusive environment that welcomes international students with open arms. The country is known for its diverse society, which fosters a sense of belonging and encourages cross-cultural interactions. Indian students can expect a warm and friendly atmosphere, making it easier for them to adjust and immerse themselves in a new environment. This exposure to different cultures and perspectives enriches their educational experience and broadens their global outlook.

Additionally, the cost of study in Australia for Indian students is further complemented by the opportunity to work part-time while studying. International students in Australia are allowed to work up to 40 hours per fortnight during semesters and full-time during scheduled breaks. This enables Indian students to gain valuable work experience, support their living expenses, and potentially offset a portion of their education costs.

In summary, the cost of studying in Australia, combined with its reputation for quality education and multicultural environment, makes it an attractive choice for Indian students seeking an enriching and affordable study abroad experience.

Factors Influencing Total  Study Cost in Australia

There are several cost factors to consider when determining what is the cost of studying in Australia for Indian students. All of the associated expenditures, from applying to universities to landing in Australia, are significant. To give you a clearer picture, below are the main aspects that influence the overall cost of international students:

Cost of Studying in Australia

The cost of studying in Australia is a crucial aspect to consider for prospective international students. Among the significant components contributing to the overall cost, tuition fees hold paramount importance. The specific amount of tuition fees varies depending on the university and the chosen course of study. It is essential to note that tuition fees in Australia are typically required to be paid on a yearly basis, although certain institutions may offer the flexibility of semester-wise payments.

Apart from tuition fees, there are other study costs that students need to factor in while planning their budget. Accommodation expenses play a significant role, and the options range from on-campus dormitories and shared apartments to off-campus rental properties. The cost of accommodation will depend on factors such as location, type of accommodation, and facilities provided.

Another expense to consider is living costs, which include day-to-day expenses like groceries, transportation, utilities, and personal expenses. It is advisable for students to create a realistic budget to manage their finances effectively and ensure a comfortable lifestyle while studying in Australia.

Health insurance is a mandatory requirement for international students studying in Australia. Overseas Student Health Cover (OSHC) offers medical and hospital insurance coverage; the cost is determined by the length of the course and the level of coverage selected. The following is a summary of the study’s costs:

Bachelor Degree in Australia   20,000 AUD- 45,000 AUD/year 
Master Degree in Australia  22,000 AUD- 50,000 AUD/year 
Doctoral/PhD Degree in Australia  18,000 AUD- 42,000 AUD/year 

Living Expenses

Living expenses are an essential component to consider when calculating the overall cost of studying. As an international student, you can expect to spend an average of 20,000 AUD per year on your living expenses. However, it’s important to note that the exact amount may vary depending on individual choices and preferences, as well as factors such as the location of your residence, type of accommodation, and personal spending habits. 

Housing expenses constitute a significant portion of the living costs. The rental prices in Australia differ across cities and regions, with major metropolitan areas generally having higher rents compared to smaller towns. Students often have a variety of options for accommodation, ranging from university-managed dormitories and shared apartments to private rentals. The choice you make will impact your overall living expenses.

In addition to housing, grocery expenses also play a crucial role. Cooking meals at home can be a cost-effective option, and most educational institutions offer student discounts at nearby supermarkets. However, if you prefer eating out or enjoying restaurant dining occasionally, it will contribute to your overall expenses. It is advisable to plan a budget and balance your grocery shopping and dining out choices accordingly. Below is a summary of the aforementioned information: 

Factors  Average Cost Per Month  
Accommodation  297 AUD- 743 AUD 
Food & Groceries  208 AUD- 416 AUD 
Transportation  44 AUD -89 AUD 
Household Bills  14 AUD- 29 AUD 
Shopping  118 AUD- 223 AUD 
Miscellaneous  22 AUD – 29 AUD 

Other Essential Costs

Apart from the above, there is a range of another essential cost of studying in Australia for international students. Here are the essential ones:

1. Student Visa

Obtaining an Australian student visa i.e Subclass 500 visa is an essential requirement for Indian students aspiring to study at any university in the country. The student visa serves as a legal permission that allows individuals to pursue their academic endeavors in Australia. While pursuing this visa, it is important to be aware of the associated costs and requirements.

The total expenses for an Australian student visa amount to AUD 630. This fee covers the processing and evaluation of the visa application. It is crucial to note that this fee is subject to change, so it is advisable to check the latest updates from the official Australian government immigration website or consult with the respective Australian embassy or consulate in India for the most accurate and up-to-date information.

2. Health Insurance

Health insurance is a crucial aspect for international students planning to study in Australia. As per Australian regulations, it is mandatory for all international students to possess adequate health insurance coverage throughout their stay in the country. The recommended type of health insurance for students is the Overseas Student Health Cover (OSHC), which provides comprehensive medical services and safeguards against any unexpected medical expenses.

The cost of obtaining health insurance through OSHC can vary depending on various factors, such as the duration of the student’s course, their age, and the level of coverage required. The price range for OSHC can span from 609 AUD to 3,438 AUD per year, depending on the chosen insurance provider and the extent of coverage desired.

This health insurance coverage offers a wide range of benefits to international students. It ensures access to essential medical services, such as visits to general practitioners, specialists, and hospitals. It also covers prescription medications, emergency ambulance services, and limited dental and optical treatments, among other healthcare provisions. By having OSHC, Indian students can have peace of mind knowing that they are protected in case of any health-related emergencies or medical expenses that may arise during their time in Australia.

3. Sufficient Fund Proof

When applying to study in Australia, one important aspect that Indian students need to consider is providing proof of sufficient funds. This requirement serves as an assurance to the Australian authorities that students have the financial means to cover their study and living expenses during their time in the country. By demonstrating financial stability, students can alleviate any concerns regarding their ability to meet the financial demands of studying abroad.

The Australian government has set a minimum requirement of 20,290 AUD per year as proof of funds. This amount takes into account the cost of tuition fees, accommodation, health insurance, textbooks, and other necessary expenses. It is essential for Indian students to carefully plan and allocate their funds to meet this requirement.

Proof of funds can be provided in various forms, such as bank statements, scholarship letters, or sponsorship letters. Bank statements should clearly display the student’s name, account balance, and transactions for a specific period, usually the last six months. It is crucial to ensure that the statements are in English or accompanied by certified translations. If the student is being sponsored, a sponsorship letter outlining the terms of support should be included. 

4. Application Fee Payment

When applying to universities in Australia, it is common for most institutions to require an application fee. This fee is intended to cover the administrative costs associated with the admission processes. The cost of application fees for Australian universities typically amounts to AUD 133. This fee serves as a necessary step in the application process and is non-refundable, regardless of the outcome of the application.

The application fee plays a crucial role in ensuring that the universities can efficiently handle the large number of applications they receive from prospective students. It helps cover expenses such as reviewing and processing applications, evaluating eligibility criteria, and conducting initial assessments. By charging a nominal fee, universities can ensure that the applicants are genuinely interested and committed to pursuing their studies in Australia.

It is important for Indian students considering studying in Australia to be aware of the application fee and factor it into their budget planning. While AUD 133 may seem like an additional expense, it is a relatively small investment compared to the overall cost of education in Australia and the potential benefits of studying in Australia. Therefore, students should view the application fee as an essential part of the application process and prioritize its payment to proceed with their desired educational journey. 

Pre-Arrival Cost Of Studying In Australia

Following are the expenses that will occur before you land in Australia:  

Entrance Exams

In Australia, many universities require prospective students to take entrance exams as part of the admission process. These exams serve as a standardized assessment of a student’s knowledge and skills in specific subjects and are used to evaluate their suitability for admission to a particular course or program. A good score in these exams can significantly enhance an individual’s admission application and increase their chances of securing a place at their desired university.

While the specific entrance exams required may vary among universities and courses, there are several popular exams that are commonly undertaken by students in Australia. These exams are designed to assess different academic disciplines and may have specific formats and content areas. Some of the commonly recognized entrance exams in Australia include:

IELTS registration fee  286 AUD- 319 AUD  (INR 14,833to INR 16,536) 
TOEFL registration fee  212 AUD- 332 AUD  (INR 10,989 to INR 17,210) 
GMAT fee  272 AUD  (INR 14,105) 
GRE fee 332 AUD  (INR 17,210)


Contact our professionals at Shuraa Education

We will help you at every step from giving entrance exams to getting a good study abroad college, so feel free to contact us. 

Flight Tickets

When planning to travel to Australia, it’s important to consider the cost of flight tickets. The price of airfare can vary based on several factors, including the type of airline, the departure and arrival locations, the time of year, and the class of travel. Understanding these factors can provide you with a better overview of what to expect when it comes to flight ticket prices.

Firstly, the choice of airline can have a significant impact on the cost of tickets. Different airlines have varying pricing structures, amenities, and service levels, which can influence ticket prices. Full-service airlines generally offer more amenities and services but may be relatively more expensive compared to low-cost carriers that offer more budget-friendly options. Here’s a brief overview to assist with your understanding: 

Delhi to Australia (one-way)  41,000 INR – 75,000 INR 
Bangalore to Australia (one-way)   34,000 INR- 65,000 INR 
Mumbai to Australia (one-way)   36,000 INR- 84,000 INR 

Post-Arrival Cost Of Studying In Australia

Following are the Post-Arrival Cost: 

Tuition Fee is Your Prime Expenditure 

Your tuition fee spending is determined by the type of qualification and the institution or school you choose. Degrees in veterinary science and medicine, for example, are much more expensive than other degrees in Australia. In tertiary institutions, the average cost of education in Australia ranges between AUD 20,000 and AUD 30,000 a year.  Study Program  Average fees in AUD* 
1.  School   $7,800 to $30,000 annually 
2.  English language studies  $350-450 weekly (varies as per course length) 
3.  Vocational Education and Training (including Certificates I to IV, Diploma, and Advanced Diploma)  $4000 – $22,000 annually 
4.  Undergraduate Bachelor’s degree in Australia  $15,000 – $35,000 annually 
5.  Postgraduate Master’s Degree in Australia  $20,000 – $42,000 annually 
6.  Doctoral Degree in Australia   20,000 AUD – 42,000 AUD per year (attractive scholarships up to 100% possible with living grants if university conditions are met) 


Humanities, arts, and education courses are often less expensive, but medicine and engineering are more likely to be more expensive. The tuition price for postgraduate studies is normally greater, and the expenses vary based on the programme. If you wish to reduce your educational costs, you could apply for several scholarships accessible to Indian students. Contact our expertst at Shuraa Education. We will help you get scholarships and other benefits so that you can have the best experience in study abroad college.

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Accommodation Costs

Most Australian institutions provide on-campus housing for overseas students. You can also choose off-campus housing, where you can share flats with other Indian students or stay with an Australian family. Rent is normally paid in advance every two weeks. Remember that rental prices vary by city. 

Accommodation Type  Expenses (Indicative) 
Hostels and Guesthouses  $90 to $150 per week 
Shared Rental  $95 to $215 per week 
On-campus  $110 to $280 per week 
Homestay  $235 to $325 per week 
Rental  $185 to $440 per week 
Boarding schools  $11,000 to $22,000 a year 

Living Expenses 

You should set aside some money for grocery shopping, social activities, and emergencies. When studying in a foreign country, it is vital to keep track of your expenses so that you do not overspend. The Australian Government estimates that general living expenditures total $21,041 per year. Given your living circumstances and personal preferences, an international student will spend between $20,000 and $27,000 each year.

When preparing your budget, keep the following frequent costs in mind:

Living Expenses  Weekly Budget (Indicative) 
Groceries and eating out  $140 to $280 per week 
Gas, electricity  $10 to $20 per week 
Phone and Internet  $15 to $30 per week 
Public transport  $30 to $60 per week 
Car (after purchase)  $150 to $260 per week 
Entertainment  $80 to $150 per week 

Health Support and Insurance

All students planning to go to Australia from India must get medical insurance prior to the start of their programme. The average annual cost of medical insurance is roughly AUD 500 (indicative). So, all Indian students in Australia have access to extensive health and support services. Contact our experts at Shuraa Education. Our experts will assist you in obtaining the appropriate Overseas Student Health Coverage (OSHC).

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Don’t ignore your taxes 

Indian students in Australia are unable to work unless they have a Tax File Number (TFN). You may work 20 hours per week during academic sessions and full-time during holidays using this. If you choose to work while studying, your earnings will be taxed.

Keep in mind that currency changes might have an influence on your budget. So, we advise you to search for part-time jobs or apply for scholarships at the educational institutions to which you are applying. This can significantly reduce your expenses for studying abroad.  

Annual Tuition Fees in Australia for International Students

So, the Annual tuition rates for a bachelor’s degree in Australia can range from AUD 9,000 to AUD 50,000, with the option of finding a low cost university in Australia. Similarly, depending on the university and programme, the cost of a master’s degree in Australia can range from AUD 9,000 to AUD 54,000. 

The average tuition fees in Australia for international students is given in the table below:

University QS WUR 2024 Top Courses in Australia Fees (annual in AUD)
Australian National University (ANU) 30 Master of Applied Data Analytics; Bachelor of Philosophy (Hons) Science, Heritage Studies and Master of Museum; Master of Engineering in Electrical Engineering 46,000 AUD – 48,000 AUD
The University of Melbourne 33 Master of Business Analytics; Master of Architectural Engineering, Bachelor of Agriculture 45,000 AUD – 47,000 AUD
The University of Sydney 41 MBA; Master of Engineering (Software Engineering); Bachelor of Science (Health); Bachelor of Economics 50,000 AUD – 54,000 AUD
The University of New South Wales (UNSW) 45 Master of Mining Engineering; Bachelor of Science (Advanced Mathematics); Bachelor of Engineering (Hons) (Mechanical); Bachelor of Engineering (Mechanical & Manufacturing) 7,000 AUD – 11,000 AUD
The University of Queensland 50 Event Management & Master of Tourism, Hotel; Physical Education & Bachelor of Health, Sport 2,900 AUD – 3,500 AUD/credit
Monash University  57  Master of Information Technology; Bachelor of Architectural Design; Master of Advanced Nursing; Master of Data Science  37,000 AUD – 45,000 AUD
The University of Western Australia (UWA) 90  Master of Biological Science & Master of Biotechnology; Master of Professional Engineering; Bachelor of Marine Sciences 9,000 AUD
The University of Adelaide 109  Master of Engineering (Mining); Master of Petroleum Engineering; Bachelor of Oral Health; Bachelor of Nursing  45,000 AUD – 48,000AUD 
University of Technology Sydney 137  Bachelor of Business; Bachelor of Economics; Bachelor of Accounting; Master of Artificial Intelligence; Master of Physiotherapy 1,256 AUD per credit
University of Wollongong (UOW) 185  Bachelor of Science (Chemistry); Bachelor of Mathematics; Bachelor of Computer Science; Master of Public Health; Master of Psychology; MBA 14,000 AUD/semester-16,000 AUD/semester

Wrapping Up….

Australia has recently made headlines for its educational advancement. So, for the ease of every overseas student, the country has supplied several alternatives for institutions, courses, teaching styles, and prices. Now that you know how much it costs to study in Australia, you can concentrate on your academic options.

So, choosing the proper academics in Australia is important, which is why obtaining expert advice to make an informed decision is preferable. So, to help you well  Shuraa Education counsellors are available right now. For further information or inquiries, you can contact Shuraa Education at or reach out to us directly at +91 9319998924.

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Frequently Asked Questions

Is education free in Australia?

Australia has both public and private educational institutions. So, in comparison to private colleges, public universities charge lower tuition fees. International students can also apply for scholarships to help them pay for their college education in Australia. Having said that, we cannot claim that education in Australia is free.

How is the tuition fee calculated in Australia?

The tuition cost in Australia is set on the basis of credits or units rather than a specific semester or year. So, each course includes a set of credits that vary depending on the courses chosen by the student. Thus, a tuition price is computed based on the course chosen and the credits earned.

How can international students determine the expenses associated with studying in Australia?

In three simple steps, international students may assess the cost of studying in Australia: 

  1. Check for your course and credits, then figure out the cost.
  2. However, Add up the price of your student visa (subclass 500) and OHSC.
  3. So, Whatever sum you get at represents the costs.

Is it possible for me to work part-time while studying in order to cover my living expenses?

Yes, overseas students in Australia are permitted to work part-time while attending classes. During semesters, you can work up to 40 hours per fortnight and full-time during specified breaks. Part-time employment can assist offset living expenditures while also providing useful job experience. 

Are there any available options for financial aid or loans for international students?

So, in general, international students in Australia are not eligible for government-funded loans. However, certain financial institutions and organisations specialise in providing education loans to overseas students. Thus, it is recommended that you thoroughly examine and investigate these choices.

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